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Our Locations

Independence, KY

5275 Madison Pike
Independence, KY 41051

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Lexington, KY Office

210 Malabu Drive
Lexington, KY 40502

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Welcome to Cornerstone Insurance — Kentucky’s trusted agency for personal and business insurance solutions!

Cornerstone Insurance is committed to providing the best coverage and pricing available to you.  Our agency offers insurance for both personal and business clients throughout the State of Kentucky.  We have offices conveniently located in Independence and Lexington.

If you are a client visiting our web site today, welcome and thank you for your business. If you are a visitor and/or a prospective client, please browse our site. There are a lot of ways to purchase insurance today. Our clients do business with us because we offer great rates and outstanding coverage.  Our clients also feel good knowing there is a professional, local, agent helping them to make decisions about some of the most important financial concerns they have—and they appreciate the opportunity to connect with us in a way most comfortable for them.

Reliable Solutions

Those who choose to work with us will soon learn that we work hard to bring you the best value in a simple, easy process. When it comes to personal insurance we can take care of your needs from home to auto and more.  For Business Owners our commercial insurance agents are knowledgeable and can design a program for you combining liability, property, worker’s compensation, umbrella, bonds, group coverage, and more. At Cornerstone Insurance, we realize that many companies have specific needs. This is why we take pride in serving clients in niche markets, from church owners to a variety of contractors. A unique business deserves unique coverage—that is what we can provide.

The Power of Multiple Agencies

Cornerstone Insurance takes great pride in the power of combining multiple agencies. Universal is the brand that represents a strategic partnership between Universal Underwriters, Wethington Insurance Agency, and Keystone-Sills Insurance. Combined, our owners and employees have over 250 years of experience in the insurance industry. Cornerstone Insurance is able to bring this combined knowledge and experience to the individuals, families, and business owners of Kentucky. Our partnership makes us stronger and better able to serve you.

Let’s Get to Know Each Other

Are you ready to learn more about our solutions? Great! We ready to learn more about your lifestyle, your company, and your needs. Whether you are interested in personal, business or even both types of coverage, our agents will develop a protection plan that brings you peace of mind—all the time. Let’s get started.